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Deposyt: Turning Credit Card Fees into a New Profit Stream for Small Businesses
Most small business owners see credit card fees as a necessary evil — something that eats into margins month after month. But with Deposyt’s Dual Pricing and Profit-Sharing Program, that outdated model is changing. This post reveals how Deposyt is redefining merchant services by making small businesses true financial partners — not just accounts in a system.
DEPOSYT MERCHANT SERVICESDUAL PRICING PROGRAMPROFIT SHARINGSMALL BUSINESS PAYMENT PROCESSINGCREDIT CARD FEE ELIMINATION
Michael Scott
10/7/20254 min read


A New Way to Think About Payment Processing
For decades, small business owners have tolerated one of the quietest drains on their profits — credit card processing fees. Every swipe, dip, and tap comes with a cost that adds up to thousands of dollars every year. Whether it’s a local restaurant, contractor, or retail shop, the reality has been the same: merchants do the work, but processors take the profit.
Deposyt was founded to change that dynamic. Their philosophy is simple — the merchant should be a partner, not a target. And through their innovative Dual Pricing + Profit Sharing Program, small businesses finally have a way to take control of their transactions, protect their funds, and even turn payment processing into an income stream.
From Pain to Power: The Traditional Merchant Problem
If you’ve ever accepted credit cards, you already know the pain points:
Processing fees that slice 2–4% off every sale.
Surprise holds or frozen accounts that lock up working capital when you need it most.
Opaque contracts that hide markups, reserves, and rate hikes.
Zero loyalty — the processor makes money whether you do or not.
For many merchants, it’s like being in a one-sided relationship where your “partner” profits from your hard work while adding friction to your cash flow.
Deposyt looked at that model and said, “Enough.”
Enter Dual Pricing: A Fair, Transparent, and Legal Solution
Dual Pricing (sometimes called Cash Discounting 2.0) is the core of Deposyt’s program. Here’s how it works:
Instead of absorbing credit card fees yourself, Deposyt’s system automatically offers two prices at checkout — a cash price and a card price. Customers who choose to pay with a card cover the small transaction fee, while cash-paying customers enjoy the normal rate.
That means your business:
Keeps 100% of your sale amount
Stays compliant and transparent under federal and state laws
Maintains customer trust through clear, upfront signage and pricing
It’s simple, it’s fair, and it’s the reason many small businesses are seeing thousands of dollars in annual savings — instantly.
Profit Sharing: When Your Processor Becomes a Partner
Deposyt didn’t stop at fee elimination. Their Profit Sharing Program takes it a step further by giving merchants a share of the processing revenue.
That’s right — instead of paying for the privilege to process transactions, you actually earn a cut. This shift from “vendor-client” to “partner-partner” aligns incentives for the first time. Deposyt wins when you win.
Imagine your card processor not as an expense line but as a profit contributor — one that grows with your business and shares the upside.
For small businesses with tight margins, that’s not a perk. That’s a game changer.
No Freezes. No Holds. No Headaches.
Ask any business owner about their worst processing nightmare, and you’ll hear horror stories:
“Stripe froze my account for 90 days.”
“Square held $20,000 right before payroll.”
“PayPal shut us down without warning.”
Deposyt eliminates that uncertainty by keeping you in control of your funds. As a partner, not a number, your deposits move predictably — without the dreaded “funds on hold” message. That stability means you can manage payroll, buy inventory, and pay bills without fear of being cut off by an algorithm.
Why Smart Business Owners Are Making the Switch
The small business landscape has changed. Margins are tighter, competition is fierce, and customers expect convenience. Deposyt understands that — and built a system that delivers all three:
✅ Zero processing fees — keep more of every sale.
✅ Faster access to funds — without reserve holds.
✅ Partnership-based model — with shared profit potential.
✅ Full transparency — no fine print, no bait-and-switch.
✅ US-based support — real people who understand real businesses.
Most importantly, Deposyt’s technology integrates seamlessly with your existing POS system or terminal. That means no costly transition, no new hardware headaches, and no learning curve for your staff.
The Bigger Picture: Financial Freedom for Main Street
Deposyt’s Dual Pricing + Profit Sharing model isn’t just about reducing fees — it’s about rewriting the financial rules for Main Street America.
When small businesses keep more of their revenue, they don’t just grow — they thrive. They hire more people, upgrade equipment, open new locations, and reinvest in their communities.
That’s the “why” behind Deposyt’s mission: to restore financial control to the businesses that built America.
Real Results: From Burden to Benefit
A small restaurant in Michigan was processing around $50,000 per month in card transactions. At a 3% average fee, they were losing about $1,500 monthly — or $18,000 a year — just in processing costs.
After switching to Deposyt, not only did they eliminate 100% of those fees, but through the profit-sharing model, they now earn an additional $400–$600 a month in shared revenue. That’s nearly $25,000 back in their pocket annually — simply by changing their processor.
For many, that’s the difference between struggling and scaling.
Partnership. Profitability. Peace of Mind.
Deposyt is more than just another merchant processor — it’s a movement. A quiet revolution that’s helping small businesses across the country take back what’s rightfully theirs: control, clarity, and cash flow.
If you’re tired of seeing your profits slip away in fees…
If you’re ready to partner with a processor that treats you like a stakeholder, not a statistic…
If you want your card processing to finally work for your business instead of against it…
Then it’s time to explore Deposyt’s Dual Pricing and Profit Sharing Program.
Because real partners share the profit — not just the pain.
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